Workers Compensation Insurance

Why Do You Need Workers’ Comp Even If You Have No Workforce

Workers’ compensation insurance can pay for the medical bills and lost wages that an employee incurs when they are injured or fall sick at work. As in all other states, California requires employers to have this coverage for their workforce. Nevertheless, do you need workers’ comp insurance if you’re a sole proprietorship with no employees? Read More

Factor That Affect Car Insurance

Factors That Can Affect Your Car Insurance

As your vehicle gets older and its value drops, you’d probably expect your insurance premiums to drop too because you’re unlikely to file a huge claim if the vehicle gets totaled. However, while the value of your vehicle does impact your insurance premiums, several other factors also affect your auto insurance rates. Here’s some more Read More