15 Practical Tips for Lowering Car Insurance Costs

As the cost of living rises, many people feel squeezed by the economy and are looking to cut costs in any way they can. It’s possible to reduce auto insurance costs as long as you maintain state requirements. How to Save on Car Insurance Costs There are various cost-cutting methods when it comes to car Read More

Is an Inspection Always Required to Get Homeowners Insurance?

Your prospective insurer may require a home inspection to assess your homeowners’ insurance coverage needs. However, this isn’t always the case, and you might even qualify for standard coverage without a home inspection. As explained below, the final decision is up to the insurer. Do You Need a Home Inspection to Obtain Insurance? An inspection Read More

What Happens to My Mortgage If My Homeowners Insurance Is Canceled?

To protect their financial interest in the property, mortgage lenders require homeowners to carry home insurance.  This policy helps protect both lenders and homeowners against a covered event. If you cancel your coverage or your insurer chooses not to renew your policy, your lender will be notified. You should maintain an adequate level of coverage Read More

Want to Drop Your Full Coverage Auto Insurance? Here’s What You Need to Know

Before dropping your full coverage auto insurance, compare the risk involved against your financial situation. Also, consider the type of car you drive and how much you’re capable of paying out of pocket to repair or replace your car after an accident or theft. Here’s a look at a few other crucial considerations. Components of Read More