Why Do You Need Workers’ Comp Even If You Have No Workforce

Workers’ compensation insurance can pay for the medical bills and lost wages that an employee incurs when they are injured or fall sick at work. As in all other states, California requires employers to have this coverage for their workforce. Nevertheless, do you need workers’ comp insurance if you’re a sole proprietorship with no employees? Read More

Term Life Insurance or Whole Life Insurance: Which One Should You Choose?

What Is Life Insurance? Life insurance is a contract between you and your insurer that helps you leave behind assets for your loved ones. This policy guarantees that your insurer will pay a specified amount of money to your beneficiaries once you have passed away. You’ll be required to pay premiums over the duration of Read More