Is an Inspection Always Required to Get Homeowners Insurance?

Your prospective insurer may require a home inspection to assess your homeowners’ insurance coverage needs. However, this isn’t always the case, and you might even qualify for standard coverage without a home inspection. As explained below, the final decision is up to the insurer. Do You Need a Home Inspection to Obtain Insurance? An inspection Read More

What Happens to My Mortgage If My Homeowners Insurance Is Canceled?

To protect their financial interest in the property, mortgage lenders require homeowners to carry home insurance.  This policy helps protect both lenders and homeowners against a covered event. If you cancel your coverage or your insurer chooses not to renew your policy, your lender will be notified. You should maintain an adequate level of coverage Read More