Cancellation, Lapse or Non-Renewal: How They Can Affect Your Home Insurance

Insurance providers require every home insurance policyholder to abide by the terms and conditions of the insurance contract during the policy term. Failure to do so typically leads to repercussions such as policy cancellation, lapse, or non-renewal. Here’s more detailed information on this topic. What Cancellation, Non-Renewal, and Lapse Mean in Home Insurance While policy Read More

Understanding Commercial Auto Insurance Vs. Hired and Non-Owned Auto Coverage

Commercial auto insurance is one of the most important coverages for businesses that own vehicles. It can provide financial protection when any of your company-owned cars is involved in an accident or causes third-party injuries or property damage while on an official assignment. However, if you or your employees drive personal or hired vehicles for Read More

Cyber Liability Insurance for Your Business: How Much Coverage Do You Need?

The cost of a cyberattack could easily exceed six figures depending on factors such as the severity and scale of the attack, cost of data recovery, and settlements. However, this does not necessarily mean that you should go for the most expensive policy on the market. Instead, to determine the appropriate level of coverage, you Read More

Tips to Prevent Home Disasters This Holiday Season

Historically, home disasters in the U.S. tend to spike during the holidays. For instance, in 2017 alone, the number of ER visits in the U.S. increased by a staggering 33.3% in just four days following Christmas. The top causes of holiday-related accidents include overindulgence, food poisoning, cooking and carving accidents, etc. Decoration-related accidents, for example, Read More

The Basics of Bundling Home Insurance and Car Insurance

Sometimes, bundling your homeowners’ insurance with other policies offers some exclusive perks. Sourcing these coverages separately may make more sense in other scenarios. Before bundling your policies, it’s important to examine the potential benefits. Read on for help making a more informed coverage choice. Understanding Bundling Generally, people can get multiple insurance policies from different Read More

Penalties for Not Having Workers’ Compensation: An Overview

Unless your business is based in Texas, failure to carry workers’ compensation insurance can attract hefty penalties, ranging from daily fines to loss of your business permit. It can also result in huge financial losses in case your employee suffers a work-related injury or illness. Even in industries where injuries are rare, workers’ comp coverage Read More

6 Reasons Why You Must Have Home Insurance

If you own a home, you need to protect yourself from financial loss. The best way to do that is with a good homeowners insurance policy. There are a few homeowners insurance facts that you should consider when buying a policy. It’s important to find a policy that will address all of your concerns and Read More

General Liability Insurance in California: What You Need to Know

It’s common for businesses to carry general liability insurance as a basic policy and then add supplemental coverage. Various other options exist for businesses to protect their personnel from getting sued. While most insurance-related decisions are up to the business owner, it’s essential to obtain the right policy from the beginning. Here’s a look at Read More