Your homeowners’ insurance is an expense you need to maintain. If you have a mortgage or other type of lien on your home, you may be required to maintain coverage, or the lender will buy the coverage and charge your account. Since it is a monthly expense you can’t do without, you must shop around Read More
Roof damage is not something that you should take lightly. Aside from your HVAC system, your roof is one of the most expensive things you will ever have to replace. With proper care and maintenance, you can protect your roof from different types of damage. No matter how hard you try to prevent damage, sometimes Read More
The wide array of information available makes purchasing auto insurance overwhelming. While finding a quote is easy, finalizing the policy with a rate that aligns with your needs may not happen due to various factors. To simplify finding auto insurance, here are some important things to learn while researching coverage. Differences Between Collision Coverage & Read More
Special insurance is something to consider if you own a luxury car. Whether it’s a classic, collectible, antique, or custom vehicle, certain cars are so unique that they’re irreplaceable. Even though you can’t always replace a lost, stolen, or damaged vehicle with the same model, you can protect its value with special auto insurance. What Read More
Life insurance pays benefits to the beneficiaries of the policyholder. It may include money to pay burial costs, the future education of the policyholder’s children, and living expenses. Certain policies, such as whole life and universal life, have growing cash value and pay benefits to the policyholder. However, there are instances when the policy doesn’t Read More
Car insurance is designed to protect you from potential losses while you are driving. However, searching for car insurance can be complicated at times. To assist you through the process, here are some tips for finding the best car insurance plan. Obtaining car insurance is mandated in many states in order to drive legally. While Read More
It’s important to understand what your homeowners insurance policy covers. A quick review of your policy will help you know the finer details. Your insurance agent can go over your policy with you to make sure there are no misunderstandings. No Concept of Retroactive Coverage Retroactive coverage does not exist. You can’t buy a homeowners Read More
Business liability & property insurance protect your company against liability charges for accidentally injuring someone or damaging their property. Determining Liability and Damages You’re probably liable if an injury or property damage results from your negligence. An example of liability on your part is when a customer trips and falls on a poorly-lit stairway on Read More