Is Your Employer-Provided Life Insurance Coverage Sufficient?

Securing your employer’s group life insurance plan can go a long way. However, it may not go far enough for all your family’s needs. Many employees, especially large families, find that two policies are better than one. Here are important reasons to supplement your employer’s life insurance policy with your own. Your Employer May Only Read More

Instances When Life Insurance Payouts Are Denied

Life insurance pays benefits to the beneficiaries of the policyholder. It may include money to pay burial costs, the future education of the policyholder’s children, and living expenses. Certain policies, such as whole life and universal life, have growing cash value and pay benefits to the policyholder. However, there are instances when the policy doesn’t Read More

Why You Should Have Your Own Insurance When You Borrow a Car

There are times when borrowing someone’s car is a necessity. Under such circumstances, it is essential to know what your insurance policy will cover. Insurance coverage for both car and driver varies from state to state and carrier to carrier. So whether you are borrowing a car or letting someone use your car, it’s important Read More

Term Life Insurance or Whole Life Insurance: Which One Should You Choose?

What Is Life Insurance? Life insurance is a contract between you and your insurer that helps you leave behind assets for your loved ones. This policy guarantees that your insurer will pay a specified amount of money to your beneficiaries once you have passed away. You’ll be required to pay premiums over the duration of Read More

Life Insurance Myths Debunked

Purchasing life insurance can often seem like a confusing and overwhelming process. This is usually in part to misunderstandings about the importance of obtaining a life insurance policy that fits your families budget and needs. This article aims at debunking some of those myths that are preventing you from choosing a policy. If you haven’t Read More