Homeowners Insurance

Protect Your Home from Unforeseen Disasters

Insurance is a smart decision that can save you a lot of stress and money down the line. At Burton A. Harris Insurance Agency we offer you a wide range of home insurance options, regardless of whether you are a direct homeowner or currently leasing. The term home insurance can often be misleading in that it can seem to be only for individuals who directly own property. However if you are renting your current space, the benefits of renters insurance will also protect your rental property from damages. Disasters can happen at any time, so it always pays to be adequately insured.


Homeowners Insurance

Protect yourself from unforeseen expenses. Our homeowners insurance covers single and secondary properties from potential liability. Disaster can strike unannounced even in the safest neighborhoods. House repair costs resulting from lost or damaged property and replacement costs can be crippling. There are many optional endorsements available, please contact us for details.

Homeowners Insurance
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Umbrella Insurance

If you already have a primary insurance policy on your home, an umbrella policy will provide additional coverage and shield you from further liability exposure.

Earthquake and Flood Insurance

Natural disasters can occur at any time – instantly destroying your property and leaving you in debt. Having adequate earthquake or flood coverage will protect you and ensure greater control over your finances when disaster strikes. Some locations are more prone to certain natural disasters than others. If you live in an area prone to floods or earthquakes, make sure you are adequately covered.


Rental and Investment Property Insurance

Rental insurance is essential if you have put up your property for lease. Renting out property presents additional challenges in terms of costs incurred on damages and repairs. These costs are usually unplanned and could lead to unwelcome financial implications if left uninsured. The right rental insurance plan will keep your mind at ease and give you the confidence you need to go about your daily duties. Make sure you have a comprehensive plan that covers all your property and protects you from liabilities.

Condo, Townhome & Renters Insurance

Your association may already include coverage for your townhome or condo — but you may not be fully covered. Your townhome or condo association insurance only insures the structure of your building and not the property or contents inside that may be damaged by fire, water damage or vandalism. If you are a renter, the landlord is likely not responsible for your personal property. Your Burton A. Harris Insurance agent will help you determine how much coverage you need to make sure you’re fully covered and will look at the policy in place, estimate the cost to rebuild or replace your property, and write a policy unique to you.

  • Airbnb
  • High Fire Risk (Brush)
  • Vacant & Seasonal Homes
  • Water Backup
  • Service Line
  • Identity Shield
  • Home Warranty
  • Jewelry, Art, & Other Collectibles

Contact our team at Burton A. Harris Insurance Agency to learn more about the available homeowners options to suit your unique budget and needs.