Owning a home means that you have invested a large portion of your income into your home. If a catastrophe occurs, you will lose everything if you don’t have homeowners insurance. Most people buy homeowners insurance without any hindrance, but there are certain situations in which you may be denied coverage. Why Were You Denied Read More
Your prospective insurer may require a home inspection to assess your homeowners’ insurance coverage needs. However, this isn’t always the case, and you might even qualify for standard coverage without a home inspection. As explained below, the final decision is up to the insurer. Do You Need a Home Inspection to Obtain Insurance? An inspection Read More
To protect their financial interest in the property, mortgage lenders require homeowners to carry home insurance. This policy helps protect both lenders and homeowners against a covered event. If you cancel your coverage or your insurer chooses not to renew your policy, your lender will be notified. You should maintain an adequate level of coverage Read More
If you own a home, you need to protect yourself from financial loss. The best way to do that is with a good homeowners insurance policy. There are a few homeowners insurance facts that you should consider when buying a policy. It’s important to find a policy that will address all of your concerns and Read More
If you own a high-end residential property, then you might need specialized insurance to protect it against perils like fire, storm, or theft of personal belongings. This high-value home insurance guide will walk you through how this special policy works, what it covers, and how much it might cost you. Introduction to High-Value Home Insurance Read More
Understanding homeowners insurance deductibles is essential in selecting maximum coverage at the lowest possible cost in California. Why do you need a policy deductible in the first place? You might also be wondering, which one is the better option between the lowest and highest deductible? In this guide, we’ll demystify the term “deductibles” to help Read More
Any upgrade that affects your home’s value or liability exposure during and after renovation will impact your homeowners insurance coverage. This article discusses the insurance implications of renovating your already covered property and the measures you should take to avoid creating coverage gaps. Renovations that Can Impact Your Home Insurance Your residential property upgrades may Read More
A detailed homeowners insurance guide should always uncover the intricacies of home insurance riders or insurance riders in a homeowners policy. In this article, you will learn what the term home insurance riders really means. Also referred to as a floater or an endorsement, an insurance rider is an optional add-on to a basic insurance Read More