Your prospective insurer may require a home inspection to assess your homeowners’ insurance coverage needs. However, this isn’t always the case, and you might even qualify for standard coverage without a home inspection. As explained below, the final decision is up to the insurer. Do You Need a Home Inspection to Obtain Insurance? An inspection Read More
To protect their financial interest in the property, mortgage lenders require homeowners to carry home insurance. This policy helps protect both lenders and homeowners against a covered event. If you cancel your coverage or your insurer chooses not to renew your policy, your lender will be notified. You should maintain an adequate level of coverage Read More
Any upgrade that affects your home’s value or liability exposure during and after renovation will impact your homeowners insurance coverage. This article discusses the insurance implications of renovating your already covered property and the measures you should take to avoid creating coverage gaps. Renovations that Can Impact Your Home Insurance Your residential property upgrades may Read More
A detailed homeowners insurance guide should always uncover the intricacies of home insurance riders or insurance riders in a homeowners policy. In this article, you will learn what the term home insurance riders really means. Also referred to as a floater or an endorsement, an insurance rider is an optional add-on to a basic insurance Read More
Building or buying a property is a great achievement for anyone. However, after acquiring your property, the next logical step is to protect it from damage and secure your investment. This homeowners insurance guide will help you choose the best plan and guide you on how to best protect your investment. How to Choose the Read More