Suppose you hope to start renting your property full-time; what type of insurance policy should you have in place to protect your property when tenants live there? In most cases, you’ll need a landlord insurance policy. However, if you’re only hosting tenants occasionally, a homeowners policy is a more suitable option. Rental Agreement Determines Type Read More
Owning a home means that you have invested a large portion of your income into your home. If a catastrophe occurs, you will lose everything if you don’t have homeowners insurance. Most people buy homeowners insurance without any hindrance, but there are certain situations in which you may be denied coverage. Why Were You Denied Read More
Your prospective insurer may require a home inspection to assess your homeowners’ insurance coverage needs. However, this isn’t always the case, and you might even qualify for standard coverage without a home inspection. As explained below, the final decision is up to the insurer. Do You Need a Home Inspection to Obtain Insurance? An inspection Read More
If you own a home, you need to protect yourself from financial loss. The best way to do that is with a good homeowners insurance policy. There are a few homeowners insurance facts that you should consider when buying a policy. It’s important to find a policy that will address all of your concerns and Read More
If you own a high-end residential property, then you might need specialized insurance to protect it against perils like fire, storm, or theft of personal belongings. This high-value home insurance guide will walk you through how this special policy works, what it covers, and how much it might cost you. Introduction to High-Value Home Insurance Read More
Understanding homeowners insurance deductibles is essential in selecting maximum coverage at the lowest possible cost in California. Why do you need a policy deductible in the first place? You might also be wondering, which one is the better option between the lowest and highest deductible? In this guide, we’ll demystify the term “deductibles” to help Read More